Mar 042014
 

"The only difference between death and taxes is that death doesn't get worse every time Congress meets." ~ Will Rogers (Photo by Mariya Gencheva)

“The only difference between death and taxes is that death doesn’t get worse every time Congress meets.” ~ Will Rogers (Photo by Mariya Gencheva)

If you don’t file an Income Tax return you make it possible for someone to steal your identity, your money and get you in trouble with the Internal Revenue Service.

 

 

More information from MU Extension on taxes and other financial topics.

 Posted by on March 4, 2014 at 1:57 am
Feb 262014
 

"Spare when young, and spend when old." ~ Benjamin Franklin

“Spare when young, and spend when old.” ~ Benjamin Franklin

Spending and saving go hand-in-hand because the money you don’t spend can go toward savings.

The problem is too often we don’t pay attention to all the incidentals we buy and dollar-by-dollar we spend away our savings.

Today’s guest is Andrew Zumwalt, associate state specialist for financial education for University of Missouri Extension. He says before you can create a plan for building your savings, you need to have a clear picture of where you’re money is going.

 

 

 Posted by on February 26, 2014 at 9:41 pm
Feb 262014
 

"I'm living so far beyond my income that we may almost be said to be living apart." ~ EE Cummings (Photo by Damian O'Sullivan)

“I’m living so far beyond my income that we may almost be said to be living apart.” ~ EE Cummings (Photo by Damian O’Sullivan)

Having money in savings can be liberating. You can have peace of mind knowing that funds are there in case of an emergency. Savings will also allow you to reach financial goals like buying a home, a new car or putting your children through college. It’s an important part of a healthy financial future.

Today’s guest is Andrew Zumwalt, associate state specialist for financial education for University of Missouri Extension. He offers tips for saving so you can build a health nest egg.

 

 

Managing Your Money

 Posted by on February 26, 2014 at 9:10 pm
Feb 262014
 

“My green thumb came only as a result of the mistakes I made while learning to see things from the plant's point of view.”  ~H. Fred Dale, author (Photo by Debbie Johnson)

“My green thumb came only as a result of the mistakes I made while learning to see things from the plant’s point of view.” ~H. Fred Dale, author (Photo by Debbie Johnson)

There are people with a green thumb that fill their home with gorgeous houseplants that thrive and radiate vitality.

Then there are people like me who either cause plants to mutate so they’re perfect for the villain in Little Shop of Horrors, or I just murder them. Not premeditated, but no matter what I do they wilt, turn brown and shuffle off this mortal coil.

Turns out, I may just be giving them too much of some things and not enough of others.

David Trinklein, horticulture specialist for University of Missouri Extension, is the guest today. He has tips for turning a black thumb, like mine, into a green one.

 

 

Caring for Houseplants

 Posted by on February 26, 2014 at 8:34 pm
Feb 102014
 

"Certainty? In this world nothing is certain but death and taxes." ~ Benjamin Franklin (Photo by Kent Faddis)

“Certainty? In this world nothing is certain but death and taxes.” ~ Benjamin Franklin (Photo by Kent Faddis)

Many people, when they get their annual tax refund, think that money is perfect for a down payment on a car or truck. But, there’s homework to be done, numbers to crunch and options to consider before you drive that vehicle off the lot.

Today’s guest is Andrew Zumwalt, associate state specialist for financial planning for University of Missouri Extension. He has some tips for smart price negotiating and advice for shopping for the best loans.

 

 

Missouri Taxpayer Education

 

 Posted by on February 10, 2014 at 11:32 pm
Feb 102014
 

“Nothing burns like the cold.”  ~ George R.R. Martin, A Game of Thrones (Graphic by Pat Guinan, Climatologist for University of Missouri Extension’s Commercial Agriculture Program)

“Nothing burns like the cold.” ~ George R.R. Martin, A Game of Thrones (Graphic by Pat Guinan, Climatologist for University of Missouri Extension’s Commercial Agriculture Program)

Bitter wind chill, frozen soils and temperatures that may set records marks January in Missouri. In addition, last month saw an unusually low average dew point, making the air very dry, even by winter standards.

Today’s guest is Pat Guinan, climatologist for University of Missouri Extension’s Commercial Agriculture Program. He says if the cold trend continues the winter 2013-14 could be the coldest in decades.

 

 

Missouri Climate Center

 Posted by on February 10, 2014 at 8:19 pm
Jan 312014
 

Plants cry their gratitude for the sun in green joy. ~Terri Guillemets, quotation anthologist (Photo by Dennis Brown

Plants cry their gratitude for the sun in green joy. ~Terri Guillemets, quotation anthologist (Photo by Dennis Brown

Whether you’re trying to grow tropical plants like African Violets, or you want to jump-start the growing season by starting seeds early, a light garden will provide plants the correct type of light they need to grow and thrive.

Today’s guest is David Trinklein, horticulture specialist for University of Missouri Extension. He explains what plants need and offers tips for bringing sunshine indoors.

 

 

Lighting Indoor Plants

 Posted by on January 31, 2014 at 5:33 pm
Jan 242014
 

"Winter lies too long in country towns; hangs on until it is stale and shabby, old and sullen." ~ Willa Cather, My Antonia (Photo by Herman Brinkman)

“Winter lies too long in country towns; hangs on until it is stale and shabby, old and sullen.” ~ Willa Cather, My Antonia (Photo by Herman Brinkman)

There’s no denying it. We’ve had more than a few days of bitterly cold weather. But, you can’t say this is the coldest winter ever in Missouri. During the Great Cold Wave of February 1899, two-thirds of the country saw record low temperatures that still stand today. Here in Missouri, Unionville and Mexico hit 25-below zero, Sedalia and Montreal saw 30-below and Birch Tree and Zeitonia hit 32-below zero.

Today’s guest is Pat Guinan, climatologist for University of Missouri Extension’s Commercial Agriculture Program. He says the Show-Me State has seen mild winters for a couple of decades so many Missourians may not remember the bitter winters of the past.

 

 

Missouri Climate Center

 

 Posted by on January 24, 2014 at 12:16 am
Dec 162013
 

"The holidays stress people out so much. I suggest you keep it simple and try to have as much fun as you can." ` Chef Giada De Laurentiis (Photo by John Biehler)

“The holidays stress people out so much. I suggest you keep it simple and try to have as much fun as you can.” ` Chef Giada De Laurentiis (Photo by John Biehler)

Holiday parties, where sweet treats and alcohol abound, are a real challenge for someone watching their weight. But, surrounded by temptation doesn’t mean you have to lose your will power.

Today’s guest is Tammy Roberts, nutrition specialist for University of Missouri Extension. She has some tips to help you enjoy holiday delights without losing the battle of the bulge.

 

 

You can find more information at Missouri Families

.

 Posted by on December 16, 2013 at 6:43 pm
Dec 062013
 

Missouri got a chilly December gift from Canada and a November that continued a below normal trend for 2013.

Today’s guest is Pat Guinan, climatologist for University of Missouri Extension’s Commercial Agriculture Program.

 

 

For more information visit the Missouri Climate Center.

 Posted by on December 6, 2013 at 7:46 pm